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project WORLDVIEW  Choices We Make     copyright 2020        Home    

     go to previous choice         Choice #48: the 6♠ card            go to next choice 

Related Words, Beliefs, Background for Choice #48

self test A on the above          self  test B on the above


I prefer having/doing something now borrowing money (becoming obligated) to make that possible rather than waiting until a future time when I’ve saved enough money to (or can otherwise) have / do it. In general, I have no problem with individuals or governments contracting monetary, personal or ecological debts against tomorrow so that I (or society) can have / do something today. (Note: many employ leverage: using borrowed funds to purchase an asset, having that asset appreciate in value, and selling it at a big profit!)


I think personal debts can lead to loss of choice / freedom if one must keep working to pay them off, when doing something else would be preferred. In the long run, “Pay as you go” maximizes choices and minimizes guilt and worry about bills and interest charges. And ecological debts can produce guilt if one knows disrupting natural cycles leaves future generations with a mess to fix. “Clean up your mess”— whether financial or environmental —is good practice. (Note: those unable to obtain credit may have no choice but to adopt this approach. Family can help young people avoid bank loans to get started.)

                               Left Hand choice:  theme #45A                       Right Hand Choice: theme #45B                        

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"As you shop in "The Reality Marketplace" avoid spending your "reality cash" too early,  before you have seen everything. " 
from Coming of Age in the Global Village,  by Stephen P. Cook,  with Donella H. Meadows.