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 project WORLDVIEW  Choices We Make     copyright 2019        Home    

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BORROWING MENTALITY

I prefer having/doing something now borrowing money (becoming obligated) to make that possible rather than waiting until a future time when I’ve saved enough money to (or can otherwise) have / do it. In general, I have no problem with individuals or governments contracting monetary, personal or ecological debts against tomorrow so that I (or society) can have / do something today. (Note: many employ leverage: using borrowed funds to purchase an asset, having that asset appreciate in value, and selling it at a big profit!)

WORK HARD, PAY AS YOU GO

I think personal debts can lead to loss of choice/ freedom if one must keep working to pay them off, when one would prefer doing something else. Likewise debts / obligations, if not honored, can lead to guilt.  Ecological debts can produce guilt if one knows disrupting natural cycles leaves future generations with a mess to fix. To maximize choices I have—and avoid feeling guilty or obligated, worries about bills, loans, or interest charges— to some extent in my life as a whole I adopt a "work hard, pay as you go" approach.

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"As you shop in "The Reality Marketplace" avoid spending your "reality cash" too early,  before you have seen everything. " 
from Coming of Age in the Global Village,  by Stephen P. Cook,  with Donella H. Meadows.

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