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prefer having/doing something now —
money (becoming obligated) to make that possible—
rather than waiting until a future time when I’ve saved enough money to
(or can otherwise) have / do it. In general, I have no problem with
individuals or governments contracting monetary, personal or ecological
debts against tomorrow so that I (or society) can have / do something
today. (Note: many employ leverage: using borrowed funds to purchase an
asset, having that asset appreciate in value, and selling it at a big
HARD, PAY AS YOU GO
think personal debts can lead to loss of choice/ freedom if one must keep
working to pay them off, when one would prefer doing something else.
Likewise debts / obligations, if not honored, can lead to guilt.
Ecological debts can produce guilt if one knows disrupting natural cycles
leaves future generations with a mess to fix. To maximize choices I
have—and avoid feeling guilty or obligated, worries about bills,
loans, or interest charges— to some extent in my life as a whole I adopt
a "work hard, pay as you go" approach.
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"As you shop in "The Reality Marketplace" avoid
spending your "reality cash" too early, before you have
from Coming of Age in the Global Village, by Stephen P. Cook, with Donella H. Meadows.